Nikki Gajoo-Frielinghaus is the Founder of Imali Coaching and Opulentus Wealth Management. She is a Certified Financial Planner® (CFP%), Certified Money Coach® (CMC) and Business and Executive Coach, with over two decades of experience in financial planning, wealth management and money and business coaching.

Throughout her career, Nikki has seen that financial challenges are not always about a lack of knowledge. The way we think, feel and behave around money can have just as much influence on the decisions we make. This insight led her to create Imali Coaching in 2023. Imali coaching is “Where Behaviour Meets Money & Business”, bringing together the technical and behavioural sides of money and finance.

Today, Nikki is passionate about helping individuals and business owners gain greater clarity, confidence and control over their financial lives. Through Imali’s digital learning programmes, she makes financial education practical, accessible and focused on real-life change — helping people understand not only what they need to do, but why they sometimes struggle to take action..

Nikki holds postgraduate qulaifications in Finance, Banking and Investments, Financial Planning and Tax Law, together with certifications in Money Coaching, Business Archetype Coaching, Couples Money Coaching, Business Coaching, NLP and Financial Coaching. She is also a Trainer and Facilitator for The Money Coaching Institute (USA), where she trains aspiring money coaches globally.

Her philosophy is simple: meaningful financial change starts with understanding yourself. Through Imali Coaching, Nikki is helping people move from awareness to action, one practical step at a time.